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December 13 2017

Promises of ObamaCare too costly for many

One News Now
featuring Hadley Heath

You could call them the "forgotten faces" of Obamacare: Americans who are by no means wealthy but earn too much to receive a tax credit that would help them pay for federally-mandated insurance.

According to the Kaiser Family Foundation, roughly 15 million people bought ACA-compliant individual insurance for 2017. Nearly half of them, however, received no tax credit help.

Meanwhile, the uninsured rate among adults who make too much to qualify for help buying coverage increased to five percent from two percent in 2016.

And next year may be no different.

If you ask Hadley Heath Manning of the Independent Women's Forum (IWF), this group of people has had the roughest time under the Affordable Care Act.

"They didn't really have a walk in the park before the Affordable Care Act because our health insurance markets in the United States are largely centered around those large group plans that many employers provide," Manning tells OneNewsNow. "If you don't have one of those you're effectively on your own, and if you earn too much money to get a subsidy under the ACA, you face some of the highest prices for health insurance."

For an individual making $48,000 or more, that can be expensive. That is the cutoff income for tax credits. The cutoff is $98,000 for a family of four.

In a realted Associated Press story, the reporter described how Margaret Leatherwood of Bryson, Texas had eight choices for health insurance in 2018. But the cheapest individual coverage in her market would eat up nearly a quarter of the income her husband brings home from the oilfields.

"I was so glad to see the Associated Press cover this," Manning says, "because too often we do get a skewed picture of the ACA pointing to the Medicaid expansion, the insurance numbers in total, the number of people who benefit from subsidies and tax credits, without so much focus on the cost."

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IIndependent Women's Forum is an educational 501(c)(3) dedicated to developing and advancing policies that aren’t just well intended, but actually enhance people’s freedom, choices, and opportunities. IWF is the sister organization of the Independent Women’s Voice.​
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