This letter was in response to the editorial "Health-care law spurring progress."

The Observer editorial on the Affordable Care Act only tells part of the story. Many people have suffered personal harm from canceled health insurance policies, broken doctor-patient relationships, increased costs, and decreased choices in drugs and hospitals.

It’s unfair to judge the law’s economic effects when the delayed employer mandate won’t fully take its toll until 2016.

We should pray that the Supreme Court soon gives us a chance to transition away from the ACA to a market-driven system that uses price transparency, competition, and consumer choice to lower costs – not subsidies that simply shift costs from one set of consumers to another.