If you believe that people who enrolled in ObamaCare will be the only ones to suffer from its implosion, think again.
Betsy McCaughey has researched the situation and writes about the ways in which almost everybody will be affected by the disaster, including those who have health insurance through their employers.
McCaughey writes in today's New York Post:
ObamaCare enrollees aren’t the only people being clobbered. If you get insured at work — as 155 million people do — your deductibles are up a staggering 49 percent since 2011 thanks to ObamaCare. Part-timers are working fewer hours, so business owners can avoid the law’s employer mandate. Taxpayers are on the hook for some 50 new taxes.
Seniors get hit the hardest. More than half of ObamaCare’s costs are paid for by cutting Medicare, resulting in stingy care for seniors.
It's when McCaughey gets more specific that the potential personal disasters become really frightening:
Insured through work? The law forces employers to provide a one-size–fits-all benefits package costing much more than pre-ObamaCare coverage. The law also imposes a slew of new taxes. No surprise, employers are offsetting these costs by raising deductibles and reducing family coverage. In 2017, many companies will eliminate insurance for spouses.
Working part-time? Hundreds of thousands of workers have had their hours cut because ObamaCare requires employers to cover full-time employees, meaning those working 30 hours a week or more. Ironically, colleges, where Democrats outnumber Republicans, are major culprits, slashing hours for adjuncts and student workers to evade providing insurance.
Job-hunting? ObamaCare dampens the job market. In New York, 17 percent of service companies and 21 percent of manufacturers are reducing their workforces to stay below 50 full-time workers and dodge the employer mandate, according to the New York Federal Reserve.
Sixty-five or older? ObamaCare awards bonus points to hospitals that spend the least per senior. Researchers found that at 231 hospitals getting bonuses for low spending, seniors died needlessly because of inadequate care. For example, seniors having heart attacks were forced to wait too long for angioplasties and died before they could get the procedure.
By the way, if you have opted out of buying health insurance, the penalty this year goes up. The average opt-out penalty for an adult is $995 and $500 for a child.
Although ObamaCare hasn't been discussed as frequently as one might have expected in the presidential race, it is clearly a factor for many Americans. Recognizing the problem, Mrs. Clinton's solution is more of the same. She would like to have a single-payer system (fully government-run health care), while Mr. Trump favors repealing and replacing ObamaCare.