“I retired from full-time work in 2016. I continued to use my skill as a self-employed contract worker. I was asked to use my skills at a hospital and gave them my going rate. They refused to pay me on contract and insisted on putting me on their payroll. This job was out of town so I had travel expenses, i.e. hotel, food, and cost of transportation. As a contract employee, I was able to deduct those expenses on my income taxes. However, as a hospital employee, I could NOT deduct any expense. So in the grand scheme of things, I lost money because I was a permanent employee instead of a contract worker.”